Mr. and Mrs. Claude had $33,111 in credit card debt. They were behind on all (13) but one account. Their FICO scores were 526 and 516 respectively.

Two mortgage companies had already attempted to refinance their loan and couldn’t give them a loan that benefited them. The Claudes had also paid $350 towards an appraisal that was not refundable and they were talking to a Bankruptcy Attorney.

We consolidated their credit cards into one manageable payment saving them $1,009 per month, gave them $7,205 cash in their hands and they avoided a Bankruptcy.